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New York Hard Money Lenders Hard Money Loans. A hard money loan is a short-term financing option used to fund the purchase and/or renovation of an investment property. hard money loans are commonly used by real estate investors for fix-and-flip projects, renovations and rehabs of rental properties, or simply to facilitate the speedy purchase and transfer of real estate.

A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.

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