Article first published on March 14th, 2017. Updated October 26th, 2018. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and …

In a Nutshell A hard inquiry may impact your credit scores and stay on your credit reports for about two years. By contrast, soft credit inquiries won’t affect your scores.

How the credit agencies decide our creditworthiness is a mystery to most people — but we disobey their hidden commandments at …

Whether they do or … on your credit report, paying down high credit card balances and getting any delinquent accounts back …

you may be better served in the long run by closing the account.) Scores usually bounce back up after a few months, if your c…

How Long Do Credit Inquiries Stay on Credit Report Not all credit inquiries affect your credit scores. Learn about the two types of inquiries and how they impact your scores differently.

How long do hard inquiries stay on your credit report? inquiries can stay on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by each of the three credit bureaus – Equifax, Experian, and TransUnion.

We all hear a lot about credit scores and checking our credit and increasing our credit score but what does this all mean … …

There are many different types of inquires because people will look at your credit report for many different reasons. They’re mainly put into two categories: hard inquiries and soft inquiries.

That is, of course, as long as you’ve … that checking their credit too frequently will drag their score down, but this is a…

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